Man shaking hands with insurance agent

Yellow Card

Is a third-party motor vehicle insurance for cross border traveling motorists traveling in the COMESA region.

What Is Yellow Card Scheme?

It is a regional third-party motor vehicle insurance scheme recognized by COMESA member countries as evidence of guarantee to provide the minimum insurance cover required by the laws of the country visited by the traveling motorists.

It was established by a protocol signed by Heads of State and Government in 1986 and became operational on 1st July 1987.

national Bureau Of Zimbabwe (COMESA YELLOW CARD)

The Bureau is responsible for the operation of the COMESA Yellow Card scheme. The Bureau has its own Constitution (under the umbrella of ICZ) and is managed by a committee elected by the participating members guided by the COMESA instruments and yellow Card manual. The COMESA Yellow Card scheme provides Third Party Cover to motorists traveling to COMESA member countries outside Zimbabwe.  The Cover provided is in accordance with the legal requirements of the country being visited. ICZ members who underwrite motor business are members of the Bureau on an equal share basis in each underwriting year. They also collect premiums on behalf of the Bureau for a commission.

Objectives Of Yellow Card

Objective 1
To provide at least a minimum guarantee, for road accident victims, compensation for injury or damage which may be sustained as a result of inter-state road traffic accidents.
Objective 2
To facilitate easy movement of vehicles, persons, and goods and encourage the development of trade and tourism in the region.
Objective 3
To provide the insurance industry with a simple and economical mechanism to operate.
The Insurance Council (ICZ) of Zimbabwe is a voluntary association of short-term insurers and reinsurers in Zimbabwe. It is governed by a constitution and a code of conduct. All its members are duly registered by the Insurance and Pensions Commission of Zimbabwe.

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